Software Services

Specialist software expertise and solutions incorporated within our credit risk solutions framework.

Predictive Modelling

Scorecard solutions for predicting the probability of an outcome.

Person Verification Service (PVS)

Verify an individual’s identity via a series of security questions.

Person Status Service

The most efficient way to confirm whether an ID has been verified.

Pay Date Predictor

Accurately predict your customer’s regular pay date and gain insight into their payment profile.

Load Defaults

Our consumer default service allows you to effectively list individuals who have defaulted.

Income Predictor

A cutting-edge technological tool used to accurately predict the gross monthly income of an individual.

Employment Confidence Index

A tool used to indicate the most probable employer.

Data Enrichment Services

Easy access to everything a business needs to know about its customers, whenever needed.

Data Analytics

Use our data-driven strategies to optimise provisioning, customer value and profitability parameters.

Customer Insights and Segmentation

Effective customer insight and segmentation capabilities.

Customer Engagement Solutions

Engage with customers in efficient, intelligent ways.

Customer Acquisition

Use our databases and platforms to make customer acquisition more cost-effective and less risky.

Credit Check

Our online interface facilitates access to comprehensive bureau data, enabling clients to make affordability assessments.

Access to Consumer Information

Obtain in-depth insights into the credit behaviour of customers, throughout the credit life cycle.

Consulting Services

Use our 50 cumulative years of consulting to sustain profitability and advance knowledge transfer.

Bureau Summary Variables

Maximise the underlying value of our raw data, to power automated decisions at each stage of the credit life cycle.

Batch Manager

Allows subscribers to perform/submit credit enquiries in batch.

Account Verification Services (AVS)

Verify the bank details of a customer or a business.

Access to Business Information

Gain in-depth insights into the credit behaviour of businesses.


Predict both customer and commercial credit behaviour and the probability of default throughout the credit life cycle.

My Credit Check

An easy-to-use, online portal that give consumers access their credit information.


Our online loan application processing and automation system.


Our advanced debtor management system, offering an all-in-one credit agreement solution for credit providers.


Search our extensive connections network and obtain reliable contact information, to successfully trace missing debtors.

Compuscore PSY

An innovative addition to credit scoring, based on psychometric data.


Our account origination decision support tool allows you to automate the decision-making process, enabling you to uphold your business strategy and rules.

Consultancy Services

Personalised expertise to engage, deploy and manage loyalty and rewards programmes and systems.

Multichannel Marketing Manager (M3)

A CRM solution that facilitates customer interaction across various channels.

Encentivize and Encentivize Rewards

Employee and customer rewards and engagement made easy.

Plug & Play Products

Loyalty and rewards engines and platforms to gamify customer and employee engagement.

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